Phone Insurance helps accidental damage or stolen

 Just as car insurance helps cover the costs of accidents, mobile insurance can help cover the cost of accidental damage to your device. Some insurance policies even cover lost or stolen devices. This can save you a lot of money on repairs or replacements that are not covered by your warranty.

Is mobile phone insurance worth it?

Whether you should get phone insurance is a complicated question to answer. Some factors you may want to consider are how much your phone costs, how often you use it, and how likely you are to damage it. 

For example, a new iPhone 12 Pro Max starts at $1,099. With such a expensive phone, phone insurance could be a good investment to protect your device. Another factor to consider is how often you use your phone. If you are constantly on your phone, you may be more likely to damage it. 

 Phone insurance is not required, but it may be a good investment for some people.